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SHARE CERTIFICATES

Secure Your Savings with Fixed, Competitive Rates 
Our Share Certificates offer a secure way to grow your savings with guaranteed, competitive rates. Choose from a variety of terms to match your future savings goals and enjoy the benefits of compounded dividends.

  • Fixed Rates: Lock in competitive, fixed rates that are higher than standard savings rates, ensuring your savings grow steadily. 
  • Monthly Compounding: Dividends are compounded and credited monthly, maximizing your earnings over time. 
  • Collateral Option: Use your Share Certificates as collateral to secure loans at special rates. 
  • Flexible Terms: Choose from a wide range of terms, from 12 months to 5 years, to fit your savings goals and timeline. 
  • No Fees: Benefit from no setup or maintenance fees, making your savings process hassle-free. 
  • Early Withdrawal Consideration: Be aware that early withdrawals are subject to penalties*, protecting the integrity of your fixed rate. 
  • Minimum Deposit: Open a Share Certificate with a minimum deposit of $500.