Reminder: Alabama Central Credit Union will never contact you and ask for personal information by text, email, or an unsolicited phone call. This includes requests for passwords, challenge question answers, security codes, and any other sensitive information. Please contact Alabama Central directly at 1-800-223-2415 if you have any questions about any request received.

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PERSONAL CHECKING 

Central Checking: Smart money management with integrated savings.

  • Get Paid Early: Get access to your direct deposit up to two days sooner.
  • Round Up Your Way: Automatically save your spare change. Once you’ve accumulated $10 in a statement cycle, we’ll make a matching $10 deposit into your savings account.
  • No monthly maintenance fees with e-statements.

Advantage Checking: A premium checking account that pays you back.

  • Competitive Interest: Your money works harder for you with tiered interest rates.
  • ATM Fee Reimbursements: Say goodbye to ATM fees—we’ll reimburse up to $20 a month!
  • Get Paid Early: Get access to your direct deposit up to two days sooner.
  • No Monthly Fee: Avoid monthly fees when you maintain a $1,000 average daily balance, have ACH payments or direct deposits, and enroll in eStatements.

Regular Checking: A straightforward checking account with benefits

  • No minimum balance or monthly maintenance fees
  • Free digital banking and direct deposit
  • No minimum deposit to open

Money Market Account

  • Maximize earnings on your higher savings balance
  • Competitive, tiered rates — higher balances earn higher rates
  • Maintain liquidity with enhanced access to your funds

SURCHARGE-FREE ATMS

  • Access over 80,000 surcharge-free ATMs nationwide
  • ATM network includes Allpoint®and MoneyPass®ATMs
  • Surcharge-free ATMs also available at all ACCU locations