CENTRAL ADVANTAGE CHECKING
Maximize your money with Central Advantage Checking. Earn competitive interest on your balance while enjoying a range of convenient benefits.
Key Features
- Earn Competitive Interest: Grow your savings with tiered interest rates.
- No Monthly Fee: Enjoy fee-free banking when you maintain a $1,000 average daily balance.
- Get Paid Early: Access your paycheck sooner.* *Note: Eligibility depends on your employer's payroll processing.
- Surcharge-Free ATMs: Access your cash conveniently and avoid fees.
- ATM Reimbursements: We'll reimburse up to $20 in ATM fees per month.
- Free Direct Deposit: Easy and convenient paycheck deposits.
- Free Digital Banking: Manage your money anytime, anywhere.
- Instant-Issue Visa® Debit Card: Start using your card right away.
- Card Valet: Protect your card with advanced fraud alerts.
- Shared Branching: Access your account at thousands of locations nationwide.
- Courtesy Pay: Overdraft protection to help you avoid fees.
Interest Rates
- 0.00% on balances $0-$999.99
- 2.50% on balances $1,000-$9,999.99
- 3.50% on balances $10,000-$25,000
- 0.05% on balances $25,000+
*Get Paid Early is subject to payroll provider processing times. Alabama Central Credit Union cannot guarantee early deposit availability.