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CLUB ACCOUNTS 

Christmas Club Account 
Stress-Free Holiday Savings 

Prepare for the holiday season throughout the year with our Christmas Club Account. Save gradually to avoid the financial stress of the holidays and enjoy competitive dividends on your balance.

  • Steady Savings: Contribute throughout the year to build a holiday fund, avoiding the last-minute scramble.
  • Stress-Free Holidays: Alleviate the financial burden of holiday expenses by planning ahead.
  • No Extra Costs: Enjoy a fee-free experience with no monthly maintenance charges or minimum balance requirements.
  • Flexible Contributions: Deposit any amount, at any time, to fit your budget and savings goals.
  • Funds automatically released via check or deposited to an ACCU account in November of each calendar year*
  • Early withdrawal will result in a penalty*

Your Dream Vacation Awaits
Plan and save for your next vacation with ease using our Vacation Club Account. Enjoy the flexibility to save at your own pace while earning dividends and accessing convenient banking features.

  • Plan Your Getaway: Save gradually for your dream vacation, ensuring a debt-free and stress-free trip.
  • No Hidden Fees: Benefit from zero monthly maintenance fees and no minimum balance requirements.
  • Flexible Saving: Make deposits in any amount, whenever you choose, with the option of direct deposit for added convenience.
  • Access Anytime, Anywhere: Utilize free digital banking services and shared branching for easy account management.
  • Automatic Payout: Your savings will automatically be released in November each year, either by check or direct deposit to your ACCU account*.
  • Early Withdrawal Consideration: Be mindful that withdrawing funds early may result in a penalty*.

Maximize Your Earnings with Flexibility
Our Money Market Account offers a perfect blend of competitive rates and easy access to your funds. With tiered rates that reward higher balances, this account is designed to help you grow your savings while maintaining flexibility.

Benefits:

  • Tiered Earnings: Benefit from competitive, tiered rates that increase with your balance, maximizing your earnings as you save more.*
  • Dividend Eligibility: Start earning dividends with a minimum balance of $2,500, with earnings compounded and credited monthly.
  • Flexible Access: Enjoy enhanced access to your funds, including direct check writing and unlimited in-person or mail withdrawals.
  • Convenient Transactions: Make unlimited transactions each month through pre-authorized automatic payments, telephone, checks, drafts, debit cards, or similar methods.
  • Direct Deposit Ready: Set up direct deposit for effortless account management.
  • No-Fee Digital Access: Utilize free digital banking services and shared branching for easy account management from anywhere.
  • Opening Requirements: Open your Money Market Account with a minimum deposit of $2,500.