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PERSONAL SAVINGS 

Regular Savings

  • Establishes your membership with AlabamaCentral
  • Both Regular Share and Daily Share Accounts available
  • Competitive dividends compounded and credited monthly

Kid Central Savings

  • Multi-purpose savings for members age 12 and younger*
  • Kids receive cool rewards like swag, money grabs, and more
  • Competitive dividends compounded and credited monthly

Club Accounts

  • Reduce holiday or vacation-related debt and stress
  • Make deposits anytime, for any amount you feel comfortable with
  • Funds released just in time for vacation or holiday shopping

Money Market Account

  • Maximize earnings on your higher savings balance
  • Competitive, tiered rates — higher balances earn higher rates
  • Maintain liquidity with enhanced access to your funds

SURCHARGE-FREE ATMS

  • Access over 80,000 surcharge-free ATMs nationwide
  • ATM network includes Allpoint®, and MoneyPass®, ATMs
  • Surcharge-free ATMs also available at all ACCU locations

Share Certificates

  • Guaranteed earnings at a fixed rate higher than regular savings
  • Higher rates for longer terms — terms from 91 days to 5 years
  • No setup or maintenance fees; $500 minimum deposit to open

Individual Retirement Accounts (IRAs)

  • Prepare for your golden years with tax-advantaged savings*
  • Competitive dividends compounded and credited monthly
  • Traditional and Roth available; Coverdell ESA also available