PERSONAL SAVINGS
Regular Savings
- Establishes your membership with AlabamaCentral
- Both Regular Share and Daily Share Accounts available
- Competitive dividends compounded and credited monthly
Kid Central Savings
- Multi-purpose savings for members age 12 and younger*
- Kids receive cool rewards like swag, money grabs, and more
- Competitive dividends compounded and credited monthly
Club Accounts
- Reduce holiday or vacation-related debt and stress
- Make deposits anytime, for any amount you feel comfortable with
- Funds released just in time for vacation or holiday shopping
Money Market Account
- Maximize earnings on your higher savings balance
- Competitive, tiered rates — higher balances earn higher rates
- Maintain liquidity with enhanced access to your funds
SURCHARGE-FREE ATMS
- Access over 80,000 surcharge-free ATMs nationwide
- ATM network includes Allpoint®, and MoneyPass®, ATMs
- Surcharge-free ATMs also available at all ACCU locations
Share Certificates
- Guaranteed earnings at a fixed rate higher than regular savings
- Higher rates for longer terms — terms from 91 days to 5 years
- No setup or maintenance fees; $500 minimum deposit to open
Individual Retirement Accounts (IRAs)
- Prepare for your golden years with tax-advantaged savings*
- Competitive dividends compounded and credited monthly
- Traditional and Roth available; Coverdell ESA also available