Reminder: Alabama Central Credit Union will never contact you and ask for personal information by text, email, or an unsolicited phone call. This includes requests for passwords, challenge question answers, security codes, and any other sensitive information. Please contact Alabama Central directly at 1-800-223-2415 if you have any questions about any request received.

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OVERDRAFT LINES OF CREDIT 

No More Bounced Checks: Overdraft Protection Made Easy 

An Overdraft Line of Credit is a safety net that can help you avoid unexpected fees and keep your finances on track. 

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  • Available to qualified members: If you're a member in good standing, you may be eligible for an Overdraft Line of Credit.
  • Avoid Overdraft Fees: No more worrying about bounced checks or expensive overdraft fees.
  • Access to Extra Funds: If your checking account balance runs low, the line of credit will automatically kick in to cover your purchases, up to a pre-approved limit.
  • Flexible Limits: We offer lines of credit ranging from $500 to $1,000 to fit your needs.