Imagine a financial institution where you're not just a customer, you're an owner. That's the core difference between a credit union and a traditional bank. At Alabama Central Credit Union, we're a member-owned, non-profit cooperative.

Here's how it works: Your deposits, along with those of other members, are pooled together. This allows us to offer competitive rates on loans for things like cars, homes, and unexpected expenses. It's like members lending a helping hand to one another!

But the benefits don't stop there. After operating expenses are covered, any profits we earn are returned to our members in the form of dividends and better financial services. That means your money has the potential to grow even more!

Every member also has a say in how we operate. You'll have the opportunity to vote for the board of directors who guide our credit union. Unlike banks with a select group of shareholders, at Alabama Central, everyone has an equal voice.

Built on a foundation of community and member service, Alabama Central Credit Union has empowered hard-working Alabamians for over 80 years. We're a member-owned, not-for-profit financial cooperative serving over 17,000 members across 29 counties, with branches conveniently located from the Gulf Coast to north Alabama.

We're passionately dedicated to your financial success. Our mission is to guide you in achieving your financial goals while protecting and growing the assets you entrust to us. 

We strive to be the credit union you choose first, use the most, and rely on throughout your life's journey. 

People Helping People. This core credit union principle is at the heart of everything we do. We believe in building strong relationships with our members and supporting the communities we serve. 

Anyone living, working, worshipping, or attending school in one of our 29 Alabama counties is eligible to join Alabama Central Credit Union. See the full list of counties and become a member today!