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PERSONAL SAVINGS 

Regular Savings

  • Establishes your membership with AlabamaCentral
  • Both Regular Share and Daily Share Accounts available
  • Competitive dividends compounded and credited monthly

Kid Central Savings

  • Multi-purpose savings for members age 19 and younger*
  • Kids receive cool rewards like swag, money grabs, and more
  • Competitive dividends compounded and credited monthly

Club Accounts

  • Reduce holiday or vacation-related debt and stress
  • Make deposits anytime, for any amount you feel comfortable with
  • Funds released just in time for vacation or holiday shopping

Share Certificates

  • Guaranteed earnings at a fixed rate higher than regular savings
  • Higher rates for longer terms — terms from 1 year to 5 years
  • No setup or maintenance fees; $500 minimum deposit to open

Individual Retirement Accounts (IRAs)

  • Prepare for your golden years with tax-advantaged savings*
  • Competitive dividends compounded and credited monthly
  • Traditional and Roth available; Coverdell ESA also available