Reminder: Alabama Central Credit Union will never contact you and ask for personal information by text, email, or an unsolicited phone call. This includes requests for passwords, challenge question answers, security codes, and any other sensitive information. Please contact Alabama Central directly at 1-800-223-2415 if you have any questions about any request received.

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KID CENTRAL CHECKING 

Designed for teens ages 13 and up, Kid Central Checking is a great way to start building smart money habits while learning to manage everyday spending.

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Kid Central Checking gives teens an easy way to manage their money and gain experience using a checking account.

  • Debit card included
  • eStatements required
  • Convenient access for everyday purchases

Turn everyday purchases into extra savings. With optional Round Up, each debit card purchase can be rounded up to the nearest dollar and the spare change is automatically transferred from your Kid Central Checking Account into your Kid Savings Account.

Kid Central Checking can help teens gain real-world experience managing their money while parents remain involved as they learn.

  • A parent or legal guardian is required as a joint owner until age 19.
  • Parents can view account transactions through online or mobile banking.
  • With the CardValet app, parents can receive transaction alerts, set transaction amount limits and lock a lost or misplaced debit card.

  • $5 minimum opening deposit
  • $5 minimum balance
  • eStatements required to avoid a $5 monthly maintenance fee
  • At age 19, Kid Central Checking transitions to Central Checking with no change to the account itself.
  • Kid Central Checking may be opened online. In some cases, the teen and parent/legal guardian may be asked to visit a local branch together to complete the account opening process.