Reminder: Alabama Central Credit Union will never contact you and ask for personal information by text, email, or an unsolicited phone call. This includes requests for passwords, challenge question answers, security codes, and any other sensitive information. Please contact Alabama Central directly at 1-800-223-2415 if you have any questions about any request received.

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SHARE CERTIFICATES

Secure Your Savings with Fixed, Competitive Rates 
Our Share Certificates offer a secure way to grow your savings with guaranteed, competitive rates. Choose from a variety of terms to match your future savings goals and enjoy the benefits of compounded dividends.

Unlock Your Savings Benefits Today!

  • Fixed Rates: Lock in competitive, fixed rates that are higher than standard savings rates, ensuring your savings grow steadily. 
  • Monthly Compounding: Dividends are compounded and credited monthly, maximizing your earnings over time. 
  • Collateral Option: Use your Share Certificates as collateral to secure loans at special rates. 
  • Flexible Terms: Choose from a wide range of terms, from 12 months to 5 years, to fit your savings goals and timeline. 
  • No Fees: Benefit from no setup or maintenance fees, making your savings process hassle-free. 
  • Early Withdrawal Consideration: Be aware that early withdrawals are subject to penalties*, protecting the integrity of your fixed rate. 
  • Minimum Deposit: Open a Share Certificate with a minimum deposit of $500.