ADVANTAGE CHECKING
Maximize your money with Advantage Checking. Earn competitive interest on your balance while enjoying a range of convenient benefits.
Interest Rates
Earn Competitive Interest: Your money works harder for you with tiered interest rates.
- 0.00% on balances $0-$999.99
- 2.50% on balances $1,000-$9,999.99
- 3.50% on balances $10,000-$24,999.99
- 0.05% on balances $25,000+
Key Features
- No Monthly Fee: Avoid monthly fees when you maintain a $1,000 average daily balance, have ACH payments or direct deposits, and enroll in eStatements.
- Get Paid Early: Get access to your paycheck sooner. *Note: Eligibility depends on your employer's payroll processing
- Earn Competitive Interest: Grow your savings with tiered interest rates.
- Surcharge-Free ATMs: Access your cash conveniently and avoid fees.
- ATM Reimbursements: Say goodbye to ATM fees—we’ll reimburse up to $20 a month!
- Free Direct Deposit: Easy and convenient paycheck deposits.
- Free Digital Banking: Manage your money anytime, anywhere.
- Instant-Issue Visa® Debit Card: Pick up your new debit card at the branch! Our instant-issue cards are tap-ready so you can start using it right away.
- Card Valet: Control your spending with Card Valet, the mobile app that allows you to set spending limits and customize where and when your card can be used. If your card is lost or stolen, you can instantly turn it off to prevent fraud.
- Shared Branching: Access your account at thousands of locations nationwide.
- Courtesy Pay: Overdraft protection to help you avoid fees.
*Get Paid Early may not be available depending on your payroll and availability is not guaranteed. Eligible deposits are electronic deposits made through the Automated Clearing House (ACH) to your personal account including but not limited to items such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payment services (e.g., Zelle®, Venmo, or PayPal transfers), check or mobile deposits, and other online transfers or electronic credits are not eligible for early availability. See credit union for full details.
*APY=Annual Percentage Yield. Rates are subject to change without notice. APY Yield is accurate as of September 4, 2025. You must establish and maintain monthly direct deposits with an aggregate balance of $1,000, have ACH payments or direct deposits, and enroll for e-statements.