Reminder: Alabama Central Credit Union will never contact you and ask for personal information by text, email, or an unsolicited phone call. This includes requests for passwords, challenge question answers, security codes, and any other sensitive information. Please contact Alabama Central directly at 1-800-223-2415 if you have any questions about any request received.

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BUSINESS LINE OF CREDIT 

Stay Flexible, Stay Funded: Access Capital When Your Business Needs It 

  • Competitive Rates: We offer competitive rates for a variety of business needs, including:
  • Seasonal fluctuations in revenue
  • Purchasing inventory
  • Taking advantage of trade discounts
  • Managing working capital
  • Making ongoing equipment or technology updates, and more!
  • Increased Flexibility: A Line of Credit gives you more control over your finances. Access the funds you need, when you need them.
  • Customized Repayment: We work with you to create a repayment plan that fits your business's unique cash flow.
  • Revolving Credit Line: As you repay the borrowed funds, your credit line is replenished, allowing you to borrow again as needed.
  • Pay Only for What You Use: You only pay interest on the amount of credit you actually use, saving you money on unused funds.
  • Fast and Easy Access: Funds are readily available when you need them. Apply once and use the line of credit repeatedly.
  • Local Support: We make the application process quick and convenient, with local decision-making.
  • Friendly Service: Our team is here to answer your questions and guide you throughout the process.