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CENTRAL CHECKING 

Enjoy banking without the hassle. Our Central Checking account offers simplicity and convenience. 

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Key Benefits:

  • Round Up Your Way: Automatically save your spare change. Once you've accumulated $10 in a statement cycle, we'll make a matching $10 deposit into your savings account.
  • No Minimum Balance: Your money, your rules.
  • Get Paid Early: Get access to your direct deposit up to two days sooner.
  • Surcharge-Free ATMs: Enjoy fee-free cash withdrawals at thousands of locations.
  • No monthly maintenance fees when you enroll in e-statements.
  • Free Direct Deposit: Easy and convenient paycheck deposits.
  • Free Digital Banking: Manage your money anytime, anywhere.
  • Instant-Issue Visa® Debit Card: Pick up your new debit card at the branch! Our instant-issue cards are tap-ready so you can start using it right away.
  • Card Valet: Control your spending with Card Valet, the mobile app that allows you to set spending limits and customize where and when your card can be used. If your card is lost or stolen, you can instantly turn it off to prevent fraud.
  • Shared Branching: Access your account at thousands of locations nationwide.
  • Courtesy Pay: Overdraft protection to help you avoid fees.
  • No Minimum Deposit: Get started with any amount.

*Get Paid Early may not be available depending on your payroll and availability is not guaranteed. Eligible deposits are electronic deposits made through the Automated Clearing House (ACH) to your personal account including but not limited to items such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payment services (e.g., Zelle®, Venmo, or PayPal transfers), check or mobile deposits, and other online transfers or electronic credits are not eligible for early availability. See credit union for full details. **Upon enrollement, ACCU will round up debit card purchases to the nearest dollar and transfer the difference from your checking account to the enrolled savings account. Once you accumulate $10 in a statement cycle, ACCU will match $10 and deposit into the savings account. Restrictions may apply. See credit union for full details.